Online Degree Programme.

An online degree is an academic degree (usually a college or university degree, but sometimes the term includes high school diplomas and non-degree certificate programs) that can be earned primarily or entirely through the use of an Internet-connected computer, rather than attending college or classes in a traditional campus setting. Improvements in technology, the increasing use of the Internet worldwide, and the need for people to have flexible school schedules while they are working have led to a proliferation of online degrees that award  associate, bachelor's, Master's and doctoral  degrees.

Online education enables individuals living with physical disabilities, busy full-time employees, soldiers, those living abroad, and stay-at-home parents, among others to have access to accredited higher education.

The perception of the quality of online degrees compared to on-campus degrees varies. While most major online colleges are regionally accredited, the public estimation of their quality is in dispute. A national survey of hiring representatives showed that a preference toward on-campus degrees exists. In some instances, hiring executives were unwilling to consider applicants with an online degree.  Some experts argue that degrees in certain fields are more accepted online than in others, while some programs are less suited for online-only schools.

Donations

donation is a gift given by physical person for charitable organizations purposes and/or to benefit a cause. A donation may take various forms, including cash offerings , Services ,new or used goods including clothing ,toys,cars,food,watches houses  and vehicles. It also may consist of emergency, relief or humanitarian items, development aid support, and can also relate to medical care needs as i.e. blood or organs for transplant. Charitable gifts of goods or services are also called  KIND.Gift in Kind.

It is possible to donate in the name of a third party, making a gift in honor or in memory of someone or something. Gifts in honor or memory of a third party are made for various reasons, such as holiday gifts, wedding gifts, in memory of somebody who has died, in memory of pets or in the name of groups or associations no longer existing. Memorial gifts are sometimes requested by their survivors (e.g. "in lieu of flowers, contributions may be made to ABC Charity"), usually directing donations to a charitable organization for which the deceased was a donor or volunteer, or for a cause befitting the deceased's priorities in life or manner of death. Memorial donations are also sometimes given by people if they are unable to attend the ceremony.

Donations are given without return consideration. This lack of return consideration means that, in common law an agreement to make a donation is an "imperfect contract void for want of consideration.Only when the donation is actually made does it acquire legal status as a transfer or property.In Civil law , jurisdictions, on the contrary, donations are valid contracts, though they may require some extra formalities, such as being done in writing.^[

Domain Name Hosting.

Domain names serve to identify Internet resources, such as computers, networks, and services, with a text-based label that is easier to memorize than the numerical addresses used in the Internet protocols. A domain name may represent entire collections of such resources or individual instances. Individual Internet host computers use domain names as host identifiers, also called host names. The term host name is also used for the leaf labels in the domain name system, usually without further subordinate domain name space. Host names appear as a component in uniform Resource Locators(URLs) for Internet resources such as website (e.g.uknewdataservices).

Domain names are also used as simple identification labels to indicate ownership or control of a resource. Such examples are the realm identifiers used in the session Initiation Protocol (SIP), the Domain keys used to verify DNS domains ine-mail systems, and in many other  URLs.

An important function of domain names is to provide easily recognizable and memorizable names to numerically addressed Internet resources. This abstraction allows any resource to be moved to a different physical location in the address topology of the network, globally or locally in an internet. Such a move usually requires changing the IP address of a resource and the corresponding translation of this IP address to and from its domain name.

Domain names are used to establish a unique identity. Organizations can choose a domain name that corresponds to their name, helping Internet users to reach them easily.

Structured Settlement plan.

structured settlement is a financial / insurance arrangement whereby a claimant agrees to resolve a personal injury claim by receiving periodic payments on an agreed schedule rather than as a lump sum. Structured settlements were first utilized in Canada after a settlement for children affected by  thalidomide. Structured settlements are widely used in product liability or injury cases (such as the birth defects. A structured settlement can be implemented to reduce legal and other costs by avoiding trial. Structured settlement cases became more popular in the United States during the 1970s as an alternative to lump sum settlements. The increased popularity was due to several rulings by the IRS, an increase in personal injury awards, and higher interest rates. The IRS rulings changed policies such that if certain requirements were met then claimants could have federal income tax waived.  Higher interest rates result in lower present value, hence annuity premiums, for deferred payments versus a lump sum.

Structured settlements have become part of the statutory tort law of several common law countries including  England Canada Australia and the States. Structured settlements may include income tax and spendthrift requirements as well as benefits, are considered to be an asset backed security . Often the periodic payment will be created through the purchase of one or more annuities ,which guarantee the future payments. Structured settlement payments are can be referred to  periodic payments and when incorporated into a trial judgment is called a “periodic payment judgment.

Vehicle insurance

Vehicle insurance, in the United States and elsewhere  is designed to cover risk of financial liability or the loss of a motor vehicle the owner may face if their vehicle is involved in a collision resulting in property or physical damages. Some states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state; New Hampshire, and Mississippi which offers vehicle owners the option to post cash bonds. The privileges and immunities clause of Article IV of the U.S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor vehicle owner typically pays insurers  a monthly fee, often called an insurance premiums. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored. Most insurance companies offer premium discounts based on these factors.

Insurance companies provide a motor vehicle owner with an insurance card for the particular coverage term which is to be kept in the vehicle in the event of a head on collision as proof of insurance. Recently, states have started passing laws that electronic versions of proof of insurance can now be accepted by the authorities.

Malignant Mesothelioma

Mesothelioma is  commonly caused by exposure to asbestos .Most people who develop mesothelioma have worked in careers such as mining, where they inhaled or ingested asbestos fibers, or were exposed to airborne asbestos dust and fibers in other ways. Washing the clothing of a family member who worked with asbestos also creates a risk for developing mesothelioma.The most common anatomical site for mesothelioma is the pleura meaning the outer lining of the  lungs internal chest wall), but it can also arise in the  peritoneum(the lining of the abdominal cavity), the pericardium (the sac that surrounds the heart or the  tunica vaginalis(a sac that surrounds the testis).

Mesothelioma (or, more precisely, malignant mesothelioma) is a rare form of cancer that develops from cells of the mesothelium, the protective lining that covers many of the internal organs of the body. 

Signs and symptoms of these illnesses  include shortness of breath due to  pleural effusion (fluid between the lung and the chest wall), chest wall pain and constitutional signs such as unexplained weight loss.

Car Donation in The Usa

Car donation is a free well gift to charity or an Ngo group.

Car donation is the practice of giving away no-longer-wanted automobile or other vehicles to charity organizations or a non governmental organization In the United States, these donations can provide a tax benefit.

In the United States

Some critics have claimed that car donations are essentially a tax shelter. However, non-profit organizations in the US have come to rely increasingly upon the revenue from car donations. This type of donation has become increasingly widespread; in 2000, 733,000 U.S. taxpayers reduced their taxes by $654 million.

Tax considerations

Although advertised as an easy way to dispose of an old car, donors need to fulfill certain post-donation requirements to qualify for the tax deduction, such as obtaining a written acknowledgment of the car's subsequent sale by the charity and itemizing tax returns instead of taking the Standard deduction.

For vehicles valued at less than $500, the deduction amount comes from the donor's own estimate of the car's value, even if the charity receives less money from its sale. Deductions greater than $500 are limited to the proceeds of selling the vehicle, usually at auction. The U.S Internal Revenue Service advises that starting in 2005:

The rules for determining the amount that a donor may deduct for a charitable contribution of a qualified vehicle, including an automobile, with a claimed value of more than $500 changed at the beginning of 2005 as a result of the American Jobs Creation Act of 2004. In general, that Act limits a donor’s deduction to the amount of the gross proceeds from the charity’s sale of the vehicle.

For vehicles valued at over $500, taxpayers are required to attach the charity's written acknowledgment to their tax return.